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Bureau of Consumer Credit Protection

The Bureau of Consumer Credit Protection oversees many aspects of the consumer finance industry, including non-bank mortgage lenders, debt collectors, loan brokers, retail creditors, money transmitters, credit reporting agencies and non-bank ATMs. The office administers state credit-related statutes and protects consumers by conducting compliance examinations, responding to consumer complaints, issuing licenses and providing consumer education and outreach.

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News, Laws and Rosters

Disciplinary Actions

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News

• State Agencies Highlight New Maine Law Intended to Protect Real Estate Buyers and Sellers
• Recently adopted rule on student loans
• Treatment of Construction to Permanent Loans
• Changes to the Bureau of Financial Institutions Regulation 44 and Bureau of Consumer Credit Protection Chapter 550, “Mortgage Lending: Guidelines for Determining Reasonable, Tangible Net Benefit and Ability to Pay” and the “tangible net benefit” form.
• 2008 Amendments to Predatory Lending Law
• Ability to Pay under Bureau's Joint Rule "Guidelines for Determining Reasonable, Tangible Net Benefit and Ability to Pay
• Computation of "Total Loan Amount."
• Mortgage Lending: Guidelines for Determining Reasonable, Tangible Net Benefit and Ability to Pay
• Maine's New Anti-Predatory Lending Law

» All Press Releases

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• New Laws, 123rd Legislature

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