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Joseph Lewandowsi v. Citizens Insurance Company of America

Held July 29, 2009 – Docket No. INS-09-2070
Decision Issued: July 30, 2009

The insured request a hearing regarding the cancellation of two commercial insurance policies for a change in the risk. The company failed to appear or provide a sworn statement in lieu of appearance.

Held: For the insured. As 24-A M.R.S.A. §§ 2908, 3007 place the burden of proof upon the insurer to establish grounds for cancellation, the insurer’s failure to provide evidence at the hearing results in a default decision against the insurer.